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Additionally, clients for this kind of plan can have serious legal or criminal histories. It is essential to keep in mind that various carriers supply a series of issue ages on their ensured problem plans as reduced as age 40 or as high as age 80 - pre need burial insurance. Some will certainly additionally use higher face worths, as much as $40,000, and others will certainly allow for far better survivor benefit problems by boosting the interest price with the return of premium or decreasing the number of years until a full survivor benefit is available